A debt point system is a system where a rich area & poorer areas are equally distributed "points". For example, the Capitol on Wildwood has the most money on the whole island while District 12 has the highest amount of debt with District 6 with no money. Each time a district on this system moves up or down one point, the entire system follows. No district has ever managed to make more than 10 points, or $10 million, with the exception of the Wildwood Boardwalk, because both Districts 1 & 2 own it & their money pooled together comes up with the total budget of the boardwalk. Most districts are unable to function properly if they owe more than $10 million. Each point on the system is worth $1 million.